HOW TO INVEST

Process of Investment

Investors who are interested in Manulife's mutual funds can request a fund prospectus directly from Manulife or our selling agents. After carefully studying the prospectus, you can open an account with us, by simply completing the following forms (for the first account opening):

Please attach copies of document with signature as following

Individual	Personal ID card or Passport (Foreigner Only) and Passbook with A/C No. and name
Corporation	A Copy of Registration Certificate (not more than 6 months) and A Copy of Memorandum of Association and Power of Attorney and Meeting Report (Subject to the conditions of each entity) and Personal ID Card of Authorized persons and A Copy of List of shareholders’ names (BOJ5) A Copy of Passbook with A/C No. and name

Completed forms should be submitted to our selling agents by 3.30 PM, for payment by cash deposit, and by 12.30 PM for payment by bank draft or cheque, on the transaction day. Any applications received after these times will be invested on the next working day.

After you open an account with Manulife, you will receive the following documents:
• Confirmation Note which will be sent to you within 5 business days after execution date.
• Monthly Statement

In order to provide investors with current information on the movement of Net Asset Value (NAV) of funds under management, we publish a daily NAV report on our website.

Buying investment units

To buy Manulife's investment, unit investors should complete the subscription order form with the following two payment option

Method 1: Payment by cash

Deposit the cash to our subscription account (detail of bank account) by 3:30 PM Investors must also fax or E-mail the pay-in slip together with filled subscription order form to Manulife fax 02-056-9747 or E-mail: registrar@kwgasset.com by 3:30 PM of the transaction day.

Method 2: Payment by cheque or bank drafts

A bank draft or cheque, crossed "a/c payee only", along with the order slip, should be submitted to Manulife or the selling agents by 12:30 PM on the transaction day. It should be payable to manulife as follows:

DURING initial public offering period (IPO)

Subscription Account Name	Bank Name	Number	Branch	Type of Account
Subscription account (IPO) for Manulife Asset Management	Bangkok Bank PLC.	152-3-11759-4	Siam Square	Current Account
	Siam Commercial Bank PLC.	038-3-08296-7
	Kasikorn Bank PLC.	026-1-10270-6
	Bank of Ayudhya PLC.	123-0-04007-7
	TMBThanachart Bank PLC.	001-1-54915-1	Head Office
	KrungThai Bank PLC.	013-6-11358-3	Sri Ayudhaya Road
	Kiatnakin Phatra Bank PLC.	1000004410	Asoke
Or
SUB IPO FOR MAMT	Citibank, N.A.	0-800516-358	Bangkok Branch	Current Account
Or
Subscription account for Manulife Asset Management	Tisco Bank PLC.	0001-114-005056-7	Head Office	Current Account

AFTER initial public offering period

Subscription Account Name	Bank Name	Number	Branch	Type of Account
Subscription account (After IPO) for Manulife Asset Management	Bangkok Bank PLC.	152-3-11758-6	Siam Square	Current Account
	Siam Commercial Bank PLC.	038-3-08297-5
	Kasikorn Bank PLC.	026-1-10268-4
	Bank of Ayudhya PLC.	123-0-04006-9
	TMBThanachart Bank PLC.	001-1-54916-9	Head Office
	KrungThai Bank PLC.	013-6-11359-1	Sri Ayudhaya Road
	Kiatnakin Phatra Bank PLC.	1000004427	Asoke
	Tisco Bank PLC.	0001-114-005056-7	Head Office
Or
SUB AFTER IPO FOR MAMT	Citibank, N.A.	0-800516-331	Bangkok Branch	Current Account

Selling investment units

To sell investment units, investors should complete the redemption order form and submit or fax it to Manulife fax 0-2056-9747 or E-mail: registrar@kwgasset.com before 3:30 pm and before 1:00 pm for MS-MONEY on the transaction day. Investors will receive their proceeds within 5 business days depending on your invested fund.

Fund Type	Redemption Settlement*
Money Market Fund	T+1
Equity Fund	T+2
Foreign Investment Fund	T+5

* The company reserves the right to change the redemption settlement depended upon the market conditions and investment for the best interests of our investors.

Switching investment units

To switch investment units, investors should complete the switching order form and submit or fax it to Manulife fax 0-2056-9747 or E-mail: registrar@kwgasset.com before 3:30 pm and before 1:00 pm for MS-MONEY on the transaction day. Manulife will use the NAV on the transaction day to calculate the number of units to be switched.

1.	The approval by the Office of the SEC for the establishment and management of mutual funds included in this website does neither constitute the certification by the SEC and the Office of the SEC of the accuracy of information in the prospectus, nor the guarantee of price of investment units offered for sale.
2.	Investment in investment units is not a deposit of money and such investment may be subject to certain risks. Therefore, the amount of return to be received there from by the investors may either be more or less than that of the money in which the investors initially invested.
3.	Past performance of the fund is not insisting of future performance.
4.	Investment in funds is subject to investment risks.
5.	Any potential investors should diligently study and peruse all information contained in the prospectus prior to their purchase of investment units and should also keep such information as future reference. Should the potential investors require any additional information, they may request the prospectus in respect of the relevant project from the Management Company or any persons in charge of selling of investment units.
6.	The Mutual Fund or the Fund is a separate juristic person from the Management Company. Therefore, the Management Company is not obligated to indemnify or compensate any losses of the Fund. The operational result of the Fund does not depend upon the Management Company’s financial status or operational result whatsoever.
7.	Investors should check whether the person in charge of selling of investment units has been granted license from the Office of the SEC or not. In light of this, investors should request such person to show his/her identification card issued by the Office of the SEC in respect thereof.
8.	The Management Company may, pursuant to the rules and regulations prescribed by the Office of the SEC, invest in any securities or other assets for its own benefits similar to its investment in any securities or other assets for the Mutual Fund's benefits. Any potential investors who wish to know detail information in respect of such investment of the Management Company for its own benefits may request for seeing such information at the places of business of the Management Company, the Supporting Selling and Redemption Agent and the Office of the SEC.
9.	An investor may obtain information that may influence its decision making; such as, information in relation to connected party transaction or ratio of investment portfolio as specified in the investment policy, at the Office of the SEC of the Office the SEC’s website (http://www.sec.or.th).
10.	Evaluation of a Mutual Fund is prepared and conducted pursuant to the evaluation standard prescribed by the Association of the Investment Management Company (AIMC).
11.	Information and all calculating programs disseminated on this website were prepared by the Company solely for use by prospective investors as preliminary information in connection with the mutual fund. The Company makes no representation or warranty as to the accuracy or completeness of the information contained therein. Prospective investors may also obtain other information in connection with the mutual fund for reviewing at the office of the Company and/or any of the Company’s representative offices.
12.	The Company reserves the right to amend, modify or change any information on this website without advance notice.
An application and KYC/CDD questionnaire form downloaded from the website should not be distributed to other persons unless accompanied by the electronic prospectus or printed copy of the prospectus.